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Commentary :: Social Welfare
Bank of America Stole Our Food
04 Mar 2010
Bank of America is mean and evil.
I am so hungry I want to cry. Bank of America took my food away. Mommy worked hard this week to earn enough money to take care of us. It would have been enough to get by, but Bank of America changed that. Our rent was due yesterday. Mommy had saved up most of the money for rent and she got paid today and with the money she already had, it was enough to pay the rent and buy groceries. So what went wrong?

Mommy took the rent check to the apartment yesterday at 5:00 PM. She couldn't put the check in late because she'd have to pay a late fee and that would take away our grocery money, so she had to get it in yesterday. At 5:00, she slipped the check into the mail slot at the apartment office. The land lord always takes at least five days to cash the checks, so we knew it would be OK, the money would be there in the morning, so nothing to worry about. During the day, Mommy made three small purchases. She had a large enough balance and her balance was positive when she made each purchase. Then something unexpected happened.

Somewhere between 5:00 PM and midnight, the landlord electronically cashed the check. This never happened before. The bank account should have gone negative about $300.00, since there was already about $850.00 in the bank. That would have cost us a $35.00 dollar fee. We would have been out $35.00 from the $140.00 she planned to spend for groceries, but that is what should have happened, not what did happen.

Bank of America undid all of the purchases mommy made during the day, just for a few seconds, and then took out the rent check (which was cashed after the business day ended). By taking out the biggest one first (and rewriting history), Bank of America made mommy go negative four times instead of one time. That's right, Bank of America changed the past to make the biggest debit go first so that the account would be negative when it decided then debit the earlier charges, cause the debits to bounce four times instead of one time. This wiped out everything my mommy deposited today. Instead of charging us $35.00, Bank of America charged us $140.00 and now we have no money to buy food.

I am hungry and I am mad. I couldn't believe it when my mother told me what happened. She even called the Bank of America and they told her it was their policy to charge people in the order from the biggest charge to the smallest in order to maximize fees. Now some fat bank executive has our $140.00 and we cannot eat. I'm sad enough about this, by what makes me cry is that my little brother, he's only five years old, he can't eat too. I hate Bank of America. They stole my family's food. Will they do it against next week?

Please let everyone you know how bad Bank of America is.

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I just closed my account with them
06 Mar 2010
I've had similar problems with the Bank of America mafia in the past. I closed my account today. You inspired me. They charged me a $25.00 fee to close my account, can you believe that? Talk about greedy. I hope their CEO chokes on his ego. Satan is waiting for him.
Another reason to drop Bank of America: Racial Discrimination
06 Mar 2010
Bank of America Hit With $60 Million Racial Discrimination Suit

...In the complaint, filed in New York State Supreme Court, Bronx County, Mitchell alleges that BOA operated on the belief that its high net worth individual clients, who were primarily white, would not wish to interact with its African-American employees. The suit alleges that in order to prevent interaction between its African-American employees and white clients, BOA grouped its African-American employees into business development groups consisting almost exclusively of other African-American employees, groups it then systematically assigned to work in predominantly low-income, minority communities such as the South Bronx and Harlem...

http://www.businessinsider.com/bank-of-america-hit-with-60-million-racia+(Business+Insider)
See also:
http://www.businessinsider.com/bank-of-america-hit-with-60-million-racial-discrimination-suit-2010-2?utm_source=feedburner&utm_
Jackie Ramos, Bank Of America Employee, Fired After Helping Customers (VIDEO)
06 Mar 2010
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Bank of America Stole Our Food
by Trisha Thursday, Mar. 04, 2010 at 4:54 PM

We're hungry because Bank of America stole our food.

I am so hungry I want to cry. Bank of America took my food away. Mommy worked hard this week to earn enough money to take care of us. It would have been enough to get by, but Bank of America changed that. Our rent was due yesterday. Mommy had saved up most of the money for rent and she got paid today and with the money she already had, it was enough to pay the rent and buy groceries. So what went wrong?

Mommy took the rent check to the apartment yesterday at 5:00 PM. She couldn't put the check in late because she'd have to pay a late fee and that would take away our grocery money, so she had to get it in yesterday. At 5:00, she slipped the check into the mail slot at the apartment office. The land lord always takes at least five days to cash the checks, so we knew it would be OK, the money would be there in the morning, so nothing to worry about. During the day, Mommy made three small purchases. She had a large enough balance and her balance was positive when she made each purchase. Then something unexpected happened.

Somewhere between 5:00 PM and midnight, the landlord electronically cashed the check. This never happened before. The bank account should have gone negative about $300.00, since there was already about $850.00 in the bank. That would have cost us a $35.00 dollar fee. We would have been out $35.00 from the $140.00 she planned to spend for groceries, but that is what should have happened, not what did happen.

Bank of America undid all of the purchases mommy made during the day, just for a few seconds, and then took out the rent check (which was cashed after the business day ended). By taking out the biggest one first (and rewriting history), Bank of America made mommy go negative four times instead of one time. That's right, Bank of America changed the past to make the biggest debit go first so that the account would be negative when it decided then debit the earlier charges, cause the debits to bounce four times instead of one time. This wiped out everything my mommy deposited today. Instead of charging us $35.00, Bank of America charged us $140.00 and now we have no money to buy food.

I am hungry and I am mad. I couldn't believe it when my mother told me what happened. She even called the Bank of America and they told her it was their policy to charge people in the order from the biggest charge to the smallest in order to maximize fees. Now some fat bank executive has our $140.00 and we cannot eat. I'm sad enough about this, by what makes me cry is that my little brother, he's only five years old, he can't eat too. I hate Bank of America. They stole my family's food. Will they do it against next week?

Please let everyone you know how bad Bank of America is.

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F--K BANK OF AMERICA AND KEN LEWIS
by nobody Thursday, Mar. 04, 2010 at 9:25 PM

I've been hearing all kinds of stories about this Buullshhiiiiiit going on.

Copy this letter to BOFAs complaints department. Repost it. Digg it. etc

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For "morons"
by BA customer Friday, Mar. 05, 2010 at 1:19 PM

What Bank of America branch do you work for? Public computers are available at libraries, schools, and so on. Why do you think she posted from her own ISP? Face it, you hate your customers. FU.

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Get a different bank
by Converse Murdoch Friday, Mar. 05, 2010 at 6:54 PM
umlaut1 (at) earthlink.net

Go to ripoffreport.com. type in " Bank of America"
Go to google type in "Bank of America scams "

DO NOT DO BUSINESS WITH Bof A.

These guys are making a science out of ripping off their customers.

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Get a different bank
by Converse Murdoch Friday, Mar. 05, 2010 at 6:54 PM
umlaut1 (at) earthlink.net

Go to ripoffreport.com. type in " Bank of America"
Go to google type in "Bank of America scams "

DO NOT DO BUSINESS WITH Bof A.

These guys are making a science out of ripping off their customers.

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Bank of America screwed me over in exactly the same way
by Ex Customer Friday, Mar. 05, 2010 at 8:45 PM

Don't bank with America's most evil bank: The Bank of America. Even the mafia treats you better. Their "fees" amount to several tens of thousands of percent interest. Even the mafia gives better rates. Worse, they take our tax money and then screw us over this way. If this was the 18th century, the heads of Bank of American executives would be on sticks, their buildings would be burned down, and their employees would be tarred and feathered. They are the most evil of the evil.

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"What Bank of America branch do you work for?"
by not a Coffee Shop Communist ™ Saturday, Mar. 06, 2010 at 1:45 AM

Maybe I work for the Houston branch? Yeah, it's also been posted at the Houston IMC.

And by the way, Brainiac, where's the pertinent info that establishes this as real? There's nothing to indicate the bank official in question, nor of the branch, what street, the name of the victim, "her" landlord, her apartment, not even the general area "she" lives in.

This reads like the millions of unsubstantiated shit e-mails that load down our inboxes every day, created by shitferbrains coffee shop communists.

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Oooooow!
by BoA Dix Saturday, Mar. 06, 2010 at 3:53 AM

and now we need to prove the entire lead post before BoA and their weasels will even admit the possibility of such an occurrence happening when it happens as a matter of standard business practice to maximize profits.
They really think we're so very stupid, these bankster parasites.

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Hey Bank of America assh0le
by BoA executives should be fried or boiled Saturday, Mar. 06, 2010 at 10:17 AM

Why the heck would this girl give you her name? How is that of any importance. I went to ripoffreport.com and found almost two thousand rants on Bank of America. 80% of them appear to be very similar to hers in terms of Bank misconduct. I hope someone presses criminal charges against the executives of Bank of America. Personally, I think they should be cooked and fed to the poor (don't eat them raw, they carry diseases).

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heh heh
by interested parties? Saturday, Mar. 06, 2010 at 1:14 PM

could be we have interested parties? Is real and BoA? I just brought this up because our resident Is really spook comes to the immediate defense of this gangster institution.
Worth looking into.

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So, you're not bipolar?
by Not a sociopath Saturday, Mar. 06, 2010 at 1:26 PM

So, "not a bi-polar sperm bank", how long have you been a sociopath? Is it genetic or did your mother fail to love you? In case you didn't notice, articles posted here are by non-professional journalists. Why should we ignore the plight of an under-aged girl simply on account that you are a sociopath.

BTW, sociopaths are much worse than bi-polar people. The few bi-polar people that do snap usually take only a couple of people with them. Sociopaths, on the other hand, take hundreds, thousands, and even millions of lives and then usually die of old age. Bi-polars are in league with Van Gough, Hemmingway, Adam Ant, Kurt Cobain, Patty Duke, Florence Nightingale, Sinéad O'Connor, Edgar Allan Poe, Kurt Vonnegut, Jim Carey, Tracy Ullman, Jean-Claude Van Damme, Robin Williams, Ludwig Von Beethoven, Buzz Aldrin, Larry Flynt, Peter Gabriel, Jimi Hendrix, Sting, Sylvia Plath, Art Buchwald, Abbie Hoffman, Mark Twain, Virginia Woolf, and many many more.

Now, lets consider famous sociopaths (the kind of people you are in league with): John Wayne Gacy Jr (pedophile and serial killer), Charles Manson (serial killer), Jeffrey Dahmer (cannibal and serial killer), Ted Bundy (serial killer), Edward Theodore Gein (serial killer), Idi Amin (mass murderer and former leader of Uganda), George W. Bush (mass murderer, genocidal manic, former president of the United States), Pol Pot (mass murderer, genocidal maniac, former leader of Khmer Rouge), Adolf Hitler (mass murderer, genocidal maniac, former chancellor of Germany), Ganghus Khan (mass murderer, genocidal maniac, former leader of the Mongol horde), Joseph Stalin (mass murderer, former leader of the USSR), John Edwards (failed presidential candidate that cheated on his wife, tried to disown his own child, and manipulated others into covering up for him), Bernie Maddof (scam artist), Charles H.Keating, Jr. (junk bonds, insider trading), Ken Lay (Enron), etc. I think readers get my point.

I would choose to interact with, listen to, and befriend a bi-polar person over a sociopath any day.

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No Thumbprint, No Check-Cashing, Bank Told Armless Man
by Bank of America hates disabled people Saturday, Mar. 06, 2010 at 2:42 PM

Here's a wonderful story about how Bank of America would not allow an armless man to cash a check because he had no thumbs to with which to produce a thumb print.

Only a sick and twisted bank would do something like that!

http://www.foxnews.com/story/0,2933,545560,00.html

www.foxnews.com/story/0,2933,545560,00.html
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Jackie Ramos, Bank Of America Employee, Fired After Helping Customers (VIDEO)
by switch to a credit union Saturday, Mar. 06, 2010 at 3:26 PM

Here's a video everyone should see. Its a video by a woman fired by Bank of America for trying to help customers. She gives us a great insight into the mentality of Bank of America. I think this makes it clear that not only should you not bank at Bank of America, don't work for the either.

http://www.youtube.com/watch?v=a5E0WNO7e_Q&feature=player_embedded

http://www.huffingtonpost.com/2009/12/07/jackie-ramos-bank-of-amer_n_381

www.youtube.com/watch?v=a5E0WNO7e_Q&feature=player_embedded
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See also:
http://www.youtube.com/watch?v=a5E0WNO7e_Q&feature=player_embedded
http://www.huffingtonpost.com/2009/12/07/jackie-ramos-bank-of-amer_n_381940.html