So much crisis was never analyzed with a crisis-conditioned satisfaction guarantee! Instead of seeking culprits, we must seek the systemic causes of the indebtedness dynamic. These gigantic debt mountains were necessary to keep capitalism functioning. Fewer and fewer workers can producer more and more goods in an ever-shorter time.
The market economy must be bound from the start to the principles of a fully-developed civil society. More is involved than a belated redistribution. I plead for a civilized market economy. A citizen is basically a social being. To overcome feudalism, precedence must be given to human- and civil rights over the controlling power based on property.